It is easy to illustrate high returns in a vacuum, but real financial wellness is built on how a policy performs under imperfect conditions. In this sequel to last month’s analysis, we are stress-testing a new case example using a 200-basis-point haircut to the AG49...
IUL debates are nothing new, but with the Kyle Busch/Pacific Life IUL lawsuit making headlines, the product's mechanics are getting even more attention than usual. While high-profile litigation often focuses on performance expectations, there is a persistent myth that if the index posts 0%, the...
The end of the year is not just a time for revenue targets; it is a critical window for advanced life insurance case design and implementation. For firms focused on the High-Net-Worth (HNW) and Ultra-High-Net-Worth (UHNW) markets, December presents a unique opportunity to align planning...
