November marks Long-Term Care Awareness Month, a pivotal time to examine one of the most critical elements of a comprehensive financial plan. We sit down with Kelly Augspurger, CSA, CLTC®, LTCCP®, Long-Term Care Specialist and Co-Founder of Steadfast Insurance, to discuss the architecture of extended...
This month, Steve Parrish joins us to share his perspective on the evolving role of life insurance within comprehensive financial and estate planning....
A conversation exploring product design, industry innovations, illustration realities, interest rate dynamics, and the evolving life insurance landscape with Bobby Samuelson....
At Aston Penney, Shannon brings profound specialization to the often-overlooked space of annuity architecture. In this conversation, we explore her background and approach to annuity planning. She explains how keeping life insurance and annuities in their respective lanes helps advisors avoid structural flaws and pursue...
With nearly 30 years of home office and brokerage underwriting experience, Heather provides a deep expertise in special risk underwriting and brokerage general agency support. In this conversation, we examine how autonomous data processing helps carriers accelerate routine decisions while highlighting why complex cases still...
As we look at estate planning for the modern, non-traditional, and LGBTQ+ family, standard legal frameworks often present hidden structural vulnerabilities. While federal recognitions like the Respect for Marriage Act provide a baseline of protection, they do not insulate a family from institutional friction, jurisdictional...
The architecture of an effective financial plan is often defined by how it addresses the most significant assets, yet for many high-earning professionals, their greatest asset, their future income, remains under-addressed. When traditional domestic markets reach their capacity, a gap in coverage often emerges, leaving...
For the sophisticated advisor, Tax Day is the perfect vantage point to look twenty years into the future. In this special April Q&A, we sit down with Adam Sendzischew, CEO & Managing Principal of Phylax Legacy Advisors, to discuss why the current $15M exemption has...
In the world of advanced life insurance design, we often talk about risk mitigation and tax efficiency. But for Women’s History Month, we wanted to explore the narrative behind those numbers. We sat down with Adele Zilber, CFP®, CLU®, ChFC®, Managing Director, Signature Private at Highland...
It is easy to illustrate high returns in a vacuum, but real financial wellness is built on how a policy performs under imperfect conditions. In this sequel to last month’s analysis, we are stress-testing a new case example using a 200-basis-point haircut to the AG49...
